Author Archives: Trevor Hammond

About Trevor Hammond

As a veteran of the mortgage industry, Trevor Hammond is the co-author of "Borrow Smart, Retire Rich," a Certified Mortgage Adviser and a founding Faculty Member and Contributor to the National Institute of Financial Education (www.niofe.org). And he has provided thousands of homeowners with the clarity and confidence to make smarter decisions when it comes to their mortgages and money. In 2013 he launched an entirely new kind of mortgage company: Aspire Mortgage Group, which is committed to educating and empowering homeowners to increase savings, eliminate bad debt, and safely increase net worth. The specialized group of mortgage professionals at Aspire Mortgage Group have redefined what homeowners should expect from a mortgage company. To learn more about Trevor Hammond and our team of mortgage advisors please visit our website at www.aspiremortgagegroup.com or email Trevor directly: trevor.hammond@sierrapacificmortgage.com. Aspire Mortgage is a Sierra Pacific Mortgage Partner.

Borrow Smart, Repay Smart: Manage Your Energy FIRST

Dear Borrow Smart Family, I’ve been doing some studying on emotional energy.  Your thinking.  Your feeling. Your vibe, so to speak.  (Which comes from ‘energy vibrations’.)  And how all this impacts our ability to lead our families, build at work, and have the … Continue reading

Posted in Good, Gratitude, Leadership, life, money, Uncategorized | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Borrow Smart, Repay Smart: Four Reasons You Might Want to Consider Refinancing

Dear Borrow Smart Family, Owning a home and building equity opens up many opportunities. As a homeowner, there will be times you wonder if refinancing your mortgage makes sense. Rightly so, as there are quite a few reasons getting a … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Borrow Smart, Repay Smart: Why Budgets Fail

Dear Borrow Smart Family, The idea of regimenting your money spending can seem tedious, but it is well worth the effort. If you’re looking to get your money in order, there are 3 main blind spots to consider:   Why … Continue reading

Posted in Investing in Assets vs Debt, life, money, mortgage, planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Borrow Smart, Repay Smart: Your Choices with Money

Dear Borrow Smart Family, How do we discipline ourselves to spend money wisely? As an everyday mortgage professional, I help people acquire the largest asset they have – a home. To help borrow the most amount of money they’ve ever … Continue reading

Posted in 7 Debt Strategies, Investing in Assets vs Debt, life, money, mortgage, planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Borrow Smart, Repay Smart: Baseball and Financial Independence

“There are three types of baseball players: Those who make it happen, those who watch it happen and those who wonder what happens.” – Tommy Lasorda At first glance, baseball may seem to have little to do with financial independence. … Continue reading

Posted in Uncategorized | Leave a comment

Borrow Smart, Repay Smart: Signs of a Messy Business

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading

Posted in Borrow Smart, Repay Smart, life, money, planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Borrow Smart, Repay Smart: Spend Less, So You Can Save More

Dear Borrow Smart Family, Is it me, or does the word “budgeting” sound like something Jabba the Hut burped out? I know, I know; budgeting can seem tedious, and it can take some time to figure out. However, there are … Continue reading

Posted in Gratitude, Leadership, life, money, planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Borrow Smart, Repay Smart: Prioritizing Your Cash Flow

Dear Borrow Smart Family, Managing your bills can be a juggling act. While ideally we pay everything off and save to our heart’s content, reality shows us that income waxes and wanes over time. A foundational piece of advice that … Continue reading

Posted in Investing in Assets vs Debt, life, money, mortgage, planning, Uncategorized | Tagged , , , , , , , , , , , , , | Leave a comment

Borrow Smart, Repay Smart: The Law of the Broom

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading

Posted in money, planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Borrow Smart, Repay Smart: Paying for College (Part 3 of 3)

Dear Borrow Smart Family, Happy Monday! Today I wrap up Part 3 of a three-part series, that I created for you to help your children afford a college education. Saving for college is not for the faint of heart, ladies … Continue reading

Posted in Investing in Assets vs Debt, life, money, mortgage, planning, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment