Author Archives: Trevor Hammond

True or False: How well I manage my cash flow over time determines my financial future. Imagine your cash flow as the heartbeat of your financial health. Just like a steady heartbeat keeps you going, managing your money inflow and … Continue reading →

True or False: The interest rate is the main factor determining the cost of my mortgage. While the interest rate is a crucial factor, it’s important to understand that the overall cost of your mortgage involves more than just the … Continue reading →

True or false: A 15-year mortgage saves me more money than a 30-year mortgage. 🤔 The answer might not be as straightforward as you think. Potential and current homeowners should consider various liability options, including mortgage terms and down payments. … Continue reading →

True or false: A large down payment will save me more than a small one? 🤔 The answer isn’t always straightforward; while a substantial down payment can lower your monthly mortgage payments, it’s essential to consider your overall financial strategy. … Continue reading →

If you want to enhance your financial knowledge and secure your future, please look no further than NIOFE.org! The National Institute of Financial Education is a fantastic resource I can wholeheartedly endorse. Their resources empower individuals to make informed money … Continue reading →

Lunch Money Webinar! Borrow Smart, Repay Smart  🏠 Whether you’re looking to repay your mortgage faster, build wealth, make smart borrowing decisions, or enhance your financial well-being, this webinar is a treasure trove of practical tips and strategies. A BIG … Continue reading →

  Hi there, You are invited to a no-cost Zoom webinar, Lunch Money! When: Jul 18 2023, 12:00 PM Pacific Time (US and Canada) Topic: Lunch Money: Borrow Smart Retire Rich! I will go through 7 KEY Steps to consider … Continue reading →

Every day, we have decisions to make. These decisions, compounded over time, ultimately determine where we end up. This is true with business, money, relationships, health, and so on. Success (or lack of) is usually not a one-time big decision. It … Continue reading →