Author Archives: Trevor Hammond

About Trevor Hammond

As a veteran of the mortgage industry, Trevor Hammond is the co-author of "Borrow Smart, Retire Rich," a Certified Mortgage Adviser and a founding Faculty Member and Contributor to the National Institute of Financial Education (www.niofe.org). And he has provided thousands of homeowners with the clarity and confidence to make smarter decisions when it comes to their mortgages and money. In 2013 he launched an entirely new kind of mortgage company: Aspire Mortgage Group, which is committed to educating and empowering homeowners to increase savings, eliminate bad debt, and safely increase net worth. The specialized group of mortgage professionals at Aspire Mortgage Group have redefined what homeowners should expect from a mortgage company. To learn more about Trevor Hammond and our team of mortgage advisors please visit our website at www.aspiremortgagegroup.com or email Trevor directly: trevor.hammond@sierrapacificmortgage.com. Aspire Mortgage is a Sierra Pacific Mortgage Partner.

Borrow Smart, Repay Smart: Your Choices with Money

Posted on August 3, 2020 by Trevor Hammond

Dear Borrow Smart Family, How do we discipline ourselves to spend money wisely? As an everyday mortgage professional, I help people acquire the largest asset they have – a home. To help borrow the most amount of money they’ve ever … Continue reading →

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Borrow Smart, Repay Smart: Baseball and Financial Independence

Posted on July 27, 2020 by Trevor Hammond

“There are three types of baseball players: Those who make it happen, those who watch it happen and those who wonder what happens.” – Tommy Lasorda At first glance, baseball may seem to have little to do with financial independence. … Continue reading →

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Borrow Smart, Repay Smart: Signs of a Messy Business

Posted on July 13, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading →

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Borrow Smart, Repay Smart: Spend Less, So You Can Save More

Posted on July 6, 2020 by Trevor Hammond

Dear Borrow Smart Family, Is it me, or does the word “budgeting” sound like something Jabba the Hut burped out? I know, I know; budgeting can seem tedious, and it can take some time to figure out. However, there are … Continue reading →

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Borrow Smart, Repay Smart: Prioritizing Your Cash Flow

Posted on June 29, 2020 by Trevor Hammond

Dear Borrow Smart Family, Managing your bills can be a juggling act. While ideally we pay everything off and save to our heart’s content, reality shows us that income waxes and wanes over time. A foundational piece of advice that … Continue reading →

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Borrow Smart, Repay Smart: The Law of the Broom

Posted on June 22, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading →

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Borrow Smart, Repay Smart: Paying for College (Part 3 of 3)

Posted on June 15, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! Today I wrap up Part 3 of a three-part series, that I created for you to help your children afford a college education. Saving for college is not for the faint of heart, ladies … Continue reading →

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Borrow Smart, Repay Smart: Paying for College (Part 2 of 3)

Posted on June 8, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! A few weeks ago I shared with you Part 1 of Paying for a College Education; see my previous post here. We know that tuition costs can be prohibitively high; they have risen roughly … Continue reading →

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Borrow Smart, Repay Smart: Week 23 – Three Steps to Creating the Financial Future You Want

Posted on June 1, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! I hope the sun is shining down on you. I wanted to share something below that I created for you. Mortgages, Money and Life is my 52-week lesson book, that guides the reader each … Continue reading →

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Borrow Smart, Repay Smart: Week 22 – How Do You Define Financial Safety?

Posted on May 26, 2020 by Trevor Hammond

No ones likes to consider the worst when it comes to their finances, but it’s good to be prepared for anything. As the old saying goes, “Prepare for the worst, but hope for the best”. At Sierra Pacific Mortgage, it’s … Continue reading →

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