Author Archives: Trevor Hammond

About Trevor Hammond

As a veteran of the mortgage industry, Trevor Hammond is the co-author of "Borrow Smart, Retire Rich," a Certified Mortgage Adviser and a founding Faculty Member and Contributor to the National Institute of Financial Education (www.niofe.org). And he has provided thousands of homeowners with the clarity and confidence to make smarter decisions when it comes to their mortgages and money. In 2013 he launched an entirely new kind of mortgage company: Aspire Mortgage Group, which is committed to educating and empowering homeowners to increase savings, eliminate bad debt, and safely increase net worth. The specialized group of mortgage professionals at Aspire Mortgage Group have redefined what homeowners should expect from a mortgage company. To learn more about Trevor Hammond and our team of mortgage advisors please visit our website at www.aspiremortgagegroup.com or email Trevor directly: trevor.hammond@sierrapacificmortgage.com. Aspire Mortgage is a Sierra Pacific Mortgage Partner.

How to Avoid Stress and Frustration

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The #1 Mistake Home Buyers Make

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What is the real cost of a mortgage?

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The New Location, Location, Location

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How much money should I keep in a savings account for emergencies?

Question: How much money should I keep in a savings account for emergencies? Answer:  Many financial professionals suggest that you put away three to six months’ worth of living expenses for emergencies. We actually call these funds “Cash Reserves,” because the reality … Continue reading

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How To Use Leverage When Owning Real Estate

Learn what leverage can do for you when you own Real Estate.  

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The #1 Mistake Home Buyers Make

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Debt Happens – It’s How You Repay It That Matters

Whether it’s your mortgage, money owed for home improvements, car loans, student loans, or last months’ vacation still on your credit card, most of us have debt. Debt comes and goes.  You pay off everything, and then decide to remodel … Continue reading

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Baseball and Financial Independence

How you borrow money will dictate your ability to retire how and when you want. Use this baseball analogy to learn the path to financial independence.

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Understanding the 3 sided balance sheet

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