Author Archives: Trevor Hammond

About Trevor Hammond

As a veteran of the mortgage industry, Trevor Hammond is the co-author of "Borrow Smart, Retire Rich," a Certified Mortgage Adviser and a founding Faculty Member and Contributor to the National Institute of Financial Education (www.niofe.org). And he has provided thousands of homeowners with the clarity and confidence to make smarter decisions when it comes to their mortgages and money. In 2013 he launched an entirely new kind of mortgage company: Aspire Mortgage Group, which is committed to educating and empowering homeowners to increase savings, eliminate bad debt, and safely increase net worth. The specialized group of mortgage professionals at Aspire Mortgage Group have redefined what homeowners should expect from a mortgage company. To learn more about Trevor Hammond and our team of mortgage advisors please visit our website at www.aspiremortgagegroup.com or email Trevor directly: trevor.hammond@sierrapacificmortgage.com. Aspire Mortgage is a Sierra Pacific Mortgage Partner.

Borrow Smart, Repay Smart: Week 23 – Three Steps to Creating the Financial Future You Want

Dear Borrow Smart Family, Happy Monday! I hope the sun is shining down on you. I wanted to share something below that I created for you. Mortgages, Money and Life is my 52-week lesson book, that guides the reader each … Continue reading

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Borrow Smart, Repay Smart: Week 22 – How Do You Define Financial Safety?

No ones likes to consider the worst when it comes to their finances, but it’s good to be prepared for anything. As the old saying goes, “Prepare for the worst, but hope for the best”. At Sierra Pacific Mortgage, it’s … Continue reading

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Borrow Smart, Repay Smart: Paying for College (Part 1 of 2)

Dear Borrow Smart Family, in the US, getting a college education can be prohibitively expensive. A 2019 study conducted by the US department of education found that For the 2016–17 academic year, annual current dollar prices for undergraduate tuition, fees, … Continue reading

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Borrow Smart, Repay Smart: How to Budget on a Variable Income (And Not Lose Your Mind!)

Dear Borrow Smart Family, We all have a lot of competing financial responsibilities. Sometimes, it can feel like too many – especially if your income varies because of self-employment, a commission-based salary, or reliance on arbitrary bonuses. But have no … Continue reading

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Borrow Smart, Repay Smart: Check in on your Goals!

“The trouble with not having a goal is that you can spend your life running up and down the field and never score.” – Bill Copeland Think back to the beginning of 2020 – did you you set some financial … Continue reading

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Stress and How to Overcome It

Dear Borrow Smart Repay Smart Family, It doesn’t matter who I talk to, one common theme that is popping up is… STRESS! During these stay-at-home orders, friends and colleagues are working hard to alleviate the unexpected in their day-to-day shifts. … Continue reading

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BSRS: Accessing Wealth in Your Home

Here’s a little-known secret: most families across the country who own a home have more money in their house, than any other asset combined. More than retirement, savings, etcetera. If you have that much money stored in one place, you … Continue reading

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BSRS: Vision, Habits + Goal-Setting

Dear BSRS Family, Living in the moment can be exciting, but can you blame me for wanting a secure, enviable future for you? In my below video, I outline the importance of creating short and long-term financial goals, even in … Continue reading

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BSRS: Diversification

Borrow Smart, Repay Smart: Diversification Continue reading

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3 Key Steps to Keeping a Strong Mindset During a Volatile Market

Key Steps to Keeping a Strong Mindset During a Volatile Market Continue reading

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