Author Archives: Trevor Hammond

Buying a home is a significant milestone, often representing a dream come true. However, this dream can quickly become a financial burden if not approached with the proper knowledge and skills. That’s where financial literacy becomes an invaluable tool on … Continue reading →

Communication with your mortgage lender is a crucial aspect of your homeownership journey. Whether you’re in the process of buying a home, interested in enhancing your financial literacy, or currently managing a mortgage, effective communication can lead to a smoother … Continue reading →

Our decisions are often shaped by one of two primary motivators: pursuing ambitions or seeking pleasure. Whether you’re in the process of buying a home, striving for greater financial literacy, or managing an existing mortgage, understanding your underlying motivations can … Continue reading →

When it comes to making significant life decisions, like buying a home, what often drives us most is the desire to avoid pain. It’s a fundamental human instinct – we seek comfort, stability, and security. This concept is especially relevant … Continue reading →

Do you ever find yourself caught in a whirlwind of tasks, juggling countless to-dos, only to realize that the day has passed in a blur, leaving you feeling busy but not necessarily accomplished? Today, let’s embark on a different path … Continue reading →

“Will my money be there when I need it?” For those new to the world of finance, this question might seem straightforward. Yet, its implications delve into the essence of financial security. Money safety isn’t just about safeguarding against theft … Continue reading →

What if you could free yourself from the endless cycle of comparison? What if you could discover a mindset shift celebrating how far you’ve come rather than where you wish to be? Head over to http://www.trevorhammond.com to read the full … Continue reading →

Your house’s value minus the amount owed on your mortgage equals your house wealth. This equation reflects the equity you have in your property. As you make mortgage payments over time, you chip away at the amount owed, increasing your … Continue reading →

Liquidity refers to how quickly and easily you can access your money without losing its value. While your home holds substantial value, converting that value into cash isn’t as simple as withdrawing from a bank account. That’s where Borrow Smart … Continue reading →

When it comes to navigating the world of personal finance, understanding some of the jargon can feel like decoding a foreign language. One common term that often causes confusion is “rate of return.” But fear not because I’m here to … Continue reading →