Category Archives: Uncategorized

Should you pay extra on your mortgage?

A quick lesson to anyone paying extra toward their mortgage. Advertisements

Posted in money, mortgage, planning, Uncategorized | Tagged , | Leave a comment

Avoiding the First Financial Blind Spot

Blind spots are all around, preventing us from getting where we want to go. In our quest to transform the lives of every client through financial education and direction, we have identified four blind spots that everyone falls into on … Continue reading

Posted in Uncategorized | Leave a comment

The #1 Mistake Home Buyers Make

Posted in life, money, mortgage, Uncategorized | Tagged , , | Leave a comment

What a Year for Real Estate!

According to Zillow.com, the median house price in Portland, Oregon is $406,200. Home values rose 12.9% over the past year! Imagine buying your very first home a year ago for $300,000. While you’ve enjoyed all of the personal rewards that … Continue reading

Posted in life, money, mortgage, Uncategorized | Tagged | Leave a comment

Wealth & The House

“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”  – Theodore Roosevelt Real estate appreciation has … Continue reading

Posted in Blind Spot 2: Increasing Fiscal Literacy, Blind Spot 3: Storing Money Efficiently, money, Uncategorized | Tagged | Leave a comment

The Fourth Step in Borrowing SMART

Once you have determined how much is available to you for borrowing on a mortgage (The Third Step in Borrowing Smart), the more critical step is now figuring out how much SHOULD you borrow. The fourth step to borrowing SMART is: … Continue reading

Posted in money, Uncategorized | Tagged , , , | Leave a comment

The Third Step in Borrowing SMART

I always explain to new clients that there are two conversations we must have: What CAN you do? Then, what SHOULD you do? In this third step, this means first discussing what you CAN borrow.  Or put another way, finding … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy, Uncategorized | Leave a comment

The Second Step to Borrowing SMART

Once you are clear on the First step to making SMART borrowing decisions when it comes to financing your home, it is time to learn the second step:  PAYMENT. Put as a financial planning question, it means “How do I repay my … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy, Uncategorized | Leave a comment

Should You Pay off Your Mortgage Faster?

For nearly two decades now, I have seen too many homeowners paying extra toward their mortgage without first having sufficient cash in the bank to weather unforeseen financial problems or while carrying other high-interest consumer debt.  The hard truth for … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 3: Storing Money Efficiently, Uncategorized | Leave a comment

Saving for Retirement and College

It’s that time.  June… a lot of folks are getting ready to send their high school graduates off to college.  If you plan to pay for your child’s college education, how can you possibly save for retirement and your child’s college … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy, Uncategorized | Leave a comment