Category Archives: Uncategorized

The 2 Most Important Decisions Each Day 

Posted on January 12, 2022 by Trevor Hammond

Every day, we have decisions to make. These decisions, compounded over time, ultimately determine where we end up. This is true with business, money, relationships, health, and so on. Success (or lack of) is usually not a one-time big decision. It … Continue reading →

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What is Gratitude?

Posted on November 23, 2021 by Trevor Hammond

I am so incredibly grateful for each and every member of The Borrow Smart Team and all that they bring to our team! What an awesome 2021 we have had together!    On that note, what IS ‘Gratitude’ you ask?  … Continue reading →

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Borrow Smart, Repay Smart: Kids & Money

Posted on November 11, 2020 by Trevor Hammond

  Dear Borrow Smart Family, Is your child a saver or a spender? One of our most important missions as a is to help our clients improve their financial literacy. By helping you make smart decisions with your money (even … Continue reading →

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Pole Pole! A Lesson from Climbing Kilimanjaro

Posted on August 31, 2020 by Trevor Hammond

*Repost from November, 2016 Having just gotten back from climbing the highest mountain in all of Africa, I can say that the journey on Mt. Kilimanjaro taught me many lessons. What was the most important one? Set crazy, big goals … Continue reading →

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Borrow Smart, Repay Smart: Manage Your Energy FIRST

Posted on August 24, 2020 by Trevor Hammond

Dear Borrow Smart Family, I’ve been doing some studying on emotional energy.  Your thinking.  Your feeling. Your vibe, so to speak.  (Which comes from ‘energy vibrations’.)  And how all this impacts our ability to lead our families, build at work, and have the … Continue reading →

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Borrow Smart, Repay Smart: Four Reasons You Might Want to Consider Refinancing

Posted on August 17, 2020 by Trevor Hammond

Dear Borrow Smart Family, Owning a home and building equity opens up many opportunities. As a homeowner, there will be times you wonder if refinancing your mortgage makes sense. Rightly so, as there are quite a few reasons getting a … Continue reading →

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Borrow Smart, Repay Smart: Why Budgets Fail

Posted on August 10, 2020 by Trevor Hammond

Dear Borrow Smart Family, The idea of regimenting your money spending can seem tedious, but it is well worth the effort. If you’re looking to get your money in order, there are 3 main blind spots to consider:   Why … Continue reading →

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Borrow Smart, Repay Smart: Your Choices with Money

Posted on August 3, 2020 by Trevor Hammond

Dear Borrow Smart Family, How do we discipline ourselves to spend money wisely? As an everyday mortgage professional, I help people acquire the largest asset they have – a home. To help borrow the most amount of money they’ve ever … Continue reading →

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Borrow Smart, Repay Smart: Baseball and Financial Independence

Posted on July 27, 2020 by Trevor Hammond

“There are three types of baseball players: Those who make it happen, those who watch it happen and those who wonder what happens.” – Tommy Lasorda At first glance, baseball may seem to have little to do with financial independence. … Continue reading →

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Borrow Smart, Repay Smart: Signs of a Messy Business

Posted on July 13, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading →

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