Category Archives: Uncategorized

Saving for Retirement and College

It’s that time.  June… a lot of folks are getting ready to send their high school graduates off to college.  If you plan to pay for your child’s college education, how can you possibly save for retirement and your child’s college … Continue reading

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Wealth & The House

“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”  – Theodore Roosevelt Real estate appreciation has … Continue reading

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Will My Clients Remember Me?

If I was gone tomorrow, would my clients remember me?  Would they really care?  Or would they simply move on to another mortgage lender and take with them the perception that it will be the same? Or, would they attend … Continue reading

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Life is Simply a Series of Events

  A while back I flew to Dallas to spend some time with my mentor and a few colleagues around the country talking about business, money, and life. One of the most powerful thinking exercises I took from our discussions … Continue reading

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Pre-Qualification vs Pre-Approval

The mortgage industry is full of insider buzz words that seem to have been created to beguile all but the most seasoned insiders, in fact this topic trips up even veterans of 20 years and more; Pre-qualification and Pre-approval. This … Continue reading

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The Surprising Reasons People Refinance Their Mortgages

  A recent study of homeowners who have refinanced their mortgages shed some fascinating results: 78% of those who have refinanced in the past did it for “Life Cycle Factors”, as opposed to just 22% trying to take advantage of … Continue reading

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First Step to Borrowing SMART

If you’ve ever met with a trusted Financial Advisor, one of their favorite questions is, “What is your risk tolerance?”  It just so happens that this is also where we begin our strategic planning and advice for homeowners when using … Continue reading

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The Definition of Stress

I recently shared this with my team: Stress is the gap between what we expect and what actually happens. When you constantly compare your results (the “actual”) with your expectations (the “ideal”), you will continue to find yourself frustrated and … Continue reading

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Here Comes That Taxing Feeling

Being a homeowner in terms of income tax, can for many be a source of relieving some of that tax burden. While I am certainly not a licensed tax professional and recommend that you seek the advice of one to … Continue reading

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Helping Your Child Set Up a Budget

Nobody really likes the big “B” word…budget. Budgeting isn’t typically fun, and many adults struggle with budgeting.  Unfortunately our children will learn a lot about money from us, so if we aren’t good at budgeting and handling our personal finances … Continue reading

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