Category Archives: life

Borrow Smart, Repay Smart: Avoiding the First Financial Blind Spot

Dear Borrow Smart Family, Blind spots are all around, preventing us from getting where we want to go. In our quest to transform the lives of every client through financial education and direction, we have identified four blind spots that … Continue reading

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Debt – The Good, The Bad, and the The Ugly – Part 2

Dear Borrow Smart Family, Debt is not something you should be ashamed of. But it is something that you should want to fix. The below is a continuation from last week: 1. If you have “bottomed out” on debt, if you … Continue reading

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Debt – The Good, The Bad, and the Ugly – Part 1

Dear Borrow Smart Family, There are three types of debt, the “Good”, “Bad”, and “Ugly”. Let’s discuss the differences and provide some direction for addressing your debt-related issues. When discussing debt with clients, too often they express a sense of … Continue reading

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Borrow Smart, Repay Smart: Planning – Begin With The End In Mind

Dear Borrow Smart Family, Fast forward in time to December 2020. Imagine yourself sitting alone in your favorite thinking spot! Looking back over the previous 11 months, what HAS to have happened for you to be happy with your progress … Continue reading

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Borrow Smart, Repay Smart: The Story of the Magic Penny

Dear Borrow Smart Family, If you had the choice between taking $3,000,000 in cold hard cash right now or a single penny that doubles in value every single day for 31 days, which would you choose? If you’ve heard this … Continue reading

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Borrow Smart, Repay Smart: Manage Your Energy FIRST

Dear Borrow Smart Family, I’ve been doing some studying on emotional energy.  Your thinking.  Your feeling. Your vibe, so to speak.  (Which comes from ‘energy vibrations’.)  And how all this impacts our ability to lead our families, build at work, and have the … Continue reading

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Borrow Smart, Repay Smart: Why Budgets Fail

Dear Borrow Smart Family, The idea of regimenting your money spending can seem tedious, but it is well worth the effort. If you’re looking to get your money in order, there are 3 main blind spots to consider:   Why … Continue reading

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Borrow Smart, Repay Smart: Your Choices with Money

Dear Borrow Smart Family, How do we discipline ourselves to spend money wisely? As an everyday mortgage professional, I help people acquire the largest asset they have – a home. To help borrow the most amount of money they’ve ever … Continue reading

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Borrow Smart, Repay Smart: Signs of a Messy Business

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading

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Borrow Smart, Repay Smart: Spend Less, So You Can Save More

Dear Borrow Smart Family, Is it me, or does the word “budgeting” sound like something Jabba the Hut burped out? I know, I know; budgeting can seem tedious, and it can take some time to figure out. However, there are … Continue reading

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