Category Archives: life

Borrow Smart, Repay Smart: Your Choices with Money

Dear Borrow Smart Family, How do we discipline ourselves to spend money wisely? As an everyday mortgage professional, I help people acquire the largest asset they have – a home. To help borrow the most amount of money they’ve ever … Continue reading

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Borrow Smart, Repay Smart: Signs of a Messy Business

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading

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Borrow Smart, Repay Smart: Spend Less, So You Can Save More

Dear Borrow Smart Family, Is it me, or does the word “budgeting” sound like something Jabba the Hut burped out? I know, I know; budgeting can seem tedious, and it can take some time to figure out. However, there are … Continue reading

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Borrow Smart, Repay Smart: Prioritizing Your Cash Flow

Dear Borrow Smart Family, Managing your bills can be a juggling act. While ideally we pay everything off and save to our heart’s content, reality shows us that income waxes and wanes over time. A foundational piece of advice that … Continue reading

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Borrow Smart, Repay Smart: Paying for College (Part 3 of 3)

Dear Borrow Smart Family, Happy Monday! Today I wrap up Part 3 of a three-part series, that I created for you to help your children afford a college education. Saving for college is not for the faint of heart, ladies … Continue reading

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Borrow Smart, Repay Smart: Paying for College (Part 2 of 3)

Dear Borrow Smart Family, Happy Monday! A few weeks ago I shared with you Part 1 of Paying for a College Education; see my previous post here. We know that tuition costs can be prohibitively high; they have risen roughly … Continue reading

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Borrow Smart, Repay Smart: Week 23 – Three Steps to Creating the Financial Future You Want

Dear Borrow Smart Family, Happy Monday! I hope the sun is shining down on you. I wanted to share something below that I created for you. Mortgages, Money and Life is my 52-week lesson book, that guides the reader each … Continue reading

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Borrow Smart, Repay Smart: Week 22 – How Do You Define Financial Safety?

No ones likes to consider the worst when it comes to their finances, but it’s good to be prepared for anything. As the old saying goes, “Prepare for the worst, but hope for the best”. At Sierra Pacific Mortgage, it’s … Continue reading

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Borrow Smart, Repay Smart: Paying for College (Part 1 of 3)

Dear Borrow Smart Family, in the US, getting a college education can be prohibitively expensive. A 2019 study conducted by the US department of education found that For the 2016–17 academic year, annual current dollar prices for undergraduate tuition, fees, … Continue reading

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Stress and How to Overcome It

Dear Borrow Smart Repay Smart Family, It doesn’t matter who I talk to, one common theme that is popping up is… STRESS! During these stay-at-home orders, friends and colleagues are working hard to alleviate the unexpected in their day-to-day shifts. … Continue reading

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