Tag Archives: money

Borrow Smart, Repay Smart: Kids & Money

Posted on November 11, 2020 by Trevor Hammond

  Dear Borrow Smart Family, Is your child a saver or a spender? One of our most important missions as a is to help our clients improve their financial literacy. By helping you make smart decisions with your money (even … Continue reading →

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Borrow Smart, Repay Smart: Avoiding the First Financial Blind Spot

Posted on October 27, 2020 by Trevor Hammond

Dear Borrow Smart Family, Blind spots are all around, preventing us from getting where we want to go. In our quest to transform the lives of every client through financial education and direction, we have identified four blind spots that … Continue reading →

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Debt – The Good, The Bad, and the The Ugly – Part 2

Posted on October 5, 2020 by Trevor Hammond

Dear Borrow Smart Family, Debt is not something you should be ashamed of. But it is something that you should want to fix. The below is a continuation from last week: 1. If you have “bottomed out” on debt, if you … Continue reading →

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Debt – The Good, The Bad, and the Ugly – Part 1

Posted on September 28, 2020 by Trevor Hammond

Dear Borrow Smart Family, There are three types of debt, the “Good”, “Bad”, and “Ugly”. Let’s discuss the differences and provide some direction for addressing your debt-related issues. When discussing debt with clients, too often they express a sense of … Continue reading →

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Borrow Smart, Repay Smart: How much money should I keep in a savings account for emergencies?

Posted on September 14, 2020 by Trevor Hammond

Question: Hi Trevor! How much money should I keep in a savings account for emergencies? Answer:  Many financial professionals suggest that you put away three to six months’ worth of living expenses for emergencies. We actually call these funds “Cash Reserves,” … Continue reading →

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Borrow Smart, Repay Smart: Manage Your Energy FIRST

Posted on August 24, 2020 by Trevor Hammond

Dear Borrow Smart Family, I’ve been doing some studying on emotional energy.  Your thinking.  Your feeling. Your vibe, so to speak.  (Which comes from ‘energy vibrations’.)  And how all this impacts our ability to lead our families, build at work, and have the … Continue reading →

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Borrow Smart, Repay Smart: Four Reasons You Might Want to Consider Refinancing

Posted on August 17, 2020 by Trevor Hammond

Dear Borrow Smart Family, Owning a home and building equity opens up many opportunities. As a homeowner, there will be times you wonder if refinancing your mortgage makes sense. Rightly so, as there are quite a few reasons getting a … Continue reading →

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Borrow Smart, Repay Smart: Why Budgets Fail

Posted on August 10, 2020 by Trevor Hammond

Dear Borrow Smart Family, The idea of regimenting your money spending can seem tedious, but it is well worth the effort. If you’re looking to get your money in order, there are 3 main blind spots to consider:   Why … Continue reading →

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Borrow Smart, Repay Smart: Your Choices with Money

Posted on August 3, 2020 by Trevor Hammond

Dear Borrow Smart Family, How do we discipline ourselves to spend money wisely? As an everyday mortgage professional, I help people acquire the largest asset they have – a home. To help borrow the most amount of money they’ve ever … Continue reading →

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Borrow Smart, Repay Smart: Signs of a Messy Business

Posted on July 13, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading →

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