Tag Archives: saving money

Borrow Smart, Repay Smart: Spend Less, So You Can Save More

Dear Borrow Smart Family, Is it me, or does the word “budgeting” sound like something Jabba the Hut burped out? I know, I know; budgeting can seem tedious, and it can take some time to figure out. However, there are … Continue reading

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Borrow Smart, Repay Smart: Week 23 – Three Steps to Creating the Financial Future You Want

Dear Borrow Smart Family, Happy Monday! I hope the sun is shining down on you. I wanted to share something below that I created for you. Mortgages, Money and Life is my 52-week lesson book, that guides the reader each … Continue reading

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Borrow Smart, Repay Smart: Week 22 – How Do You Define Financial Safety?

No ones likes to consider the worst when it comes to their finances, but it’s good to be prepared for anything. As the old saying goes, “Prepare for the worst, but hope for the best”. At Sierra Pacific Mortgage, it’s … Continue reading

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Borrow Smart, Repay Smart: Paying for College (Part 1 of 3)

Dear Borrow Smart Family, in the US, getting a college education can be prohibitively expensive. A 2019 study conducted by the US department of education found that For the 2016–17 academic year, annual current dollar prices for undergraduate tuition, fees, … Continue reading

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Borrow Smart, Repay Smart: How to Budget on a Variable Income (And Not Lose Your Mind!)

Dear Borrow Smart Family, We all have a lot of competing financial responsibilities. Sometimes, it can feel like too many – especially if your income varies because of self-employment, a commission-based salary, or reliance on arbitrary bonuses. But have no … Continue reading

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Financial Literacy: Safety, Liquidity and Return

Financial Literacy: Considering Safety, Liquidity and Return in the current market during the coronavirus outbreak. Continue reading

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What is the”Real” Cost of Your Mortgage?

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Avoiding the First Financial Blind Spot

Blind spots are all around, preventing us from getting where we want to go. In our quest to transform the lives of every client through financial education and direction, we have identified four blind spots that everyone falls into on … Continue reading

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Mortgages, Money & Life Lesson #48: Should You Pay Off Your Mortgage Faster?

Mortgages, Money & Life is 52 lessons on a new way of looking at owning a home, creating wealth, and making smarter decisions with your money. Here is lesson #48: Should You Pay Off Your Mortgage Faster?

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The #2 Mistake Home Buyers Make

If you missed the #1 mistake home buyers keep making, catch up here: The #1 Mistake

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