Tag Archives: financial advisor

Liquidity versus Home Equity

When learning how to apply financial planning concepts to the world of real estate and mortgages, there can be a bit of a learning curve.  But once grasped, a homeowner can feel extremely empowered and confident in the decisions they … Continue reading

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Kids and Money: What is Your Child’s Financial Personality Type?

Is your child a saver or a spender?  One of our most important missions as a company is to help our clients improve their financial literacy.  By helping you make smarter decisions with your money, even beyond the mortgage, we get … Continue reading

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A Quiz to Help You Make SMART Borrowing Decisions

Making the right borrowing decisions when it comes to getting a new mortgage is critical.  As we teach every day when meeting with homeowners and new home buyers, how you handle the financing of your home impacts virtually every other … Continue reading

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The Story of the Magic Penny

If you had the choice between taking $3,000,000 in cold hard cash right  now, or a single penny that doubles in value every single day for 31 days, which would you choose? If you’ve heard this story before, you already know that … Continue reading

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What A Year for Home Loan Rates!

As we close out 2014, home loan rates remain near historic lows. In fact, rates for fixed-rate mortgages are much lower now than they were a year ago! Combine these lower rates with rising house values, and we find ourselves … Continue reading

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A Common Tax Question for Homeowners

Tax time is upon us.  Our goal is to help you minimize taxes, and maximize savings, so here is just one of the common questions we hear homeowners asking: Question:  I refinanced my principal home last year and paid points. What … Continue reading

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Stop Digging – The First Step to More Money in 2014

It is a New Year, and that also means there are new opportunities to make significant progress toward your goals!  But take this to heart:  famous investment guru and billionaire Warren Buffett once said that if you find yourself in … Continue reading

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Blind Spot #4: Lack of a Wealth Team

Who do you have in your life to help you make important money decisions every month or every year to help you build wealth for your future to enjoy more money less stress and more life? We need a solid … Continue reading

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Thinking Money – Blind Spot #2: Lack of Fiscal Literacy

Did you know that the average person spends $1.22 for every $1.00 earned?  That is a negative savings rate!  According to Ben S. Bernanke, Federal Reserve Chairman, “There is a desperate need for greater financial literacy among consumers.”  And he … Continue reading

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