Tag Archives: home loans

Concept #2 of Borrow Smart, Repay Smart – LIQUIDITY

Posted in Borrow Smart, Repay Smart, Uncategorized | Tagged , , , , , , , , , , , | Leave a comment

Did You Know that Appraisers are Monitored?

Did you know that appraisers are monitored by FNMA? Today, I’d like to highlight the plight of the appraisal world.  An appraisal is used to judge the property’s acceptability for the mortgage loan requested in view of its value and marketability. … Continue reading

Posted in Blind Spot 1: Developing a Plan, Uncategorized | Tagged , , , , , | Leave a comment

Liquidity versus Home Equity

When learning how to apply financial planning concepts to the world of real estate and mortgages, there can be a bit of a learning curve.  But once grasped, a homeowner can feel extremely empowered and confident in the decisions they … Continue reading

Posted in Blind Spot 2: Increasing Fiscal Literacy, Blind Spot 3: Storing Money Efficiently | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

A Quiz to Help You Make SMART Borrowing Decisions

Making the right borrowing decisions when it comes to getting a new mortgage is critical.  As we teach every day when meeting with homeowners and new home buyers, how you handle the financing of your home impacts virtually every other … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy, Blind Spot 3: Storing Money Efficiently | Tagged , , , , , , , , , , , , , , , | Leave a comment

The House versus Home Conversation

One of our favorite discussions to have with new clients is what we call “House versus Home”. It goes like this: “When you hear the word ‘home’, what words comes to mind?” Clients typically pause for a minute before beginning … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy, Blind Spot 3: Storing Money Efficiently | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Should You Buy a New House Now or Wait?

This is a question we hear a lot these days as the New Year gets under way and families are looking ahead.  Watch this video to see the impact of waiting or preparing to buy now. The result might surprise … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy | Tagged , , , , , , , , , , | Leave a comment

The BorrowSMART Strategy #2 – Managing Your Cash Flow (Over Time)

How might our managing your mortgage and liabilities help increase your assets over time?  Let’s look at how most families spend their hard earned money. Lifestyle Today vs. Lifestyle Tomorrow Looking at the picture to the right, representing the average … Continue reading

Posted in Blind Spot 2: Increasing Fiscal Literacy, Blind Spot 3: Storing Money Efficiently | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Stop Digging – The First Step to More Money in 2014

It is a New Year, and that also means there are new opportunities to make significant progress toward your goals!  But take this to heart:  famous investment guru and billionaire Warren Buffett once said that if you find yourself in … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Take the Smart Perspective When Buying a House – A BorrowSMART Strategy

To be sure you make the smartest decisions when buying a new house, it is important that you go into the process with the right perspective.  We call this the “House vs. Home Perspective”.  At Aspire Mortgage Group, this is … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy | Tagged , , , , , , , , , , , , | Leave a comment

Understanding Debt Management

As a modern consumer, you need credit. When you were growing up, you may have heard your parents or grandparents say, “If you can’t pay for it with cash, then you can’t afford to buy it.” That may have been … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy | Tagged , , , , , , , , , , , , , | Leave a comment