Tag Archives: Buying a new home

How to Prioritize Your Cash Flow

Posted on February 22, 2016 by Trevor Hammond

When it comes to planning your mortgage, the first mistake people make is not realizing that the real discussion must first be about money.  More specifically, cash flow.  “We live lives of cash flow,” is something I say nearly daily … Continue reading →

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The 3-Legged Stool

Posted on January 18, 2016 by Trevor Hammond

  Whenever I am conducting a consultation with a new home buyer, I like to introduce what I call, the “3-Legged Stool”.  This becomes a crucial thinking tool for making smart home buying and investment decisions as it relates to … Continue reading →

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Did You Know that Appraisers are Monitored?

Posted on January 11, 2016 by Trevor Hammond

Did you know that appraisers are monitored by FNMA? Today, I’d like to highlight the plight of the appraisal world.  An appraisal is used to judge the property’s acceptability for the mortgage loan requested in view of its value and marketability. … Continue reading →

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Are You Playing the Net Worth Game?

Posted on November 23, 2015 by Trevor Hammond

Too many people are playing the wrong game with money. I have devoted my career to helping home buyers and homeowners make smarter financial decisions to achieve their short and long-term goals.  I’ve become a student of cash flow and … Continue reading →

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Liquidity versus Home Equity

Posted on October 20, 2015 by Trevor Hammond

When learning how to apply financial planning concepts to the world of real estate and mortgages, there can be a bit of a learning curve.  But once grasped, a homeowner can feel extremely empowered and confident in the decisions they … Continue reading →

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Finishing 2015 Financially Strong

Posted on October 12, 2015 by Trevor Hammond

We are in the fourth quarter!  In less than two short months we will be welcoming in 2016 and setting those ever popular New Year’s Resolutions.  For many people, money is at the heart of these annual goals, since many … Continue reading →

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A Quiz to Help You Make SMART Borrowing Decisions

Posted on September 8, 2015 by Trevor Hammond

Making the right borrowing decisions when it comes to getting a new mortgage is critical.  As we teach every day when meeting with homeowners and new home buyers, how you handle the financing of your home impacts virtually every other … Continue reading →

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The House versus Home Conversation

Posted on August 24, 2015 by Trevor Hammond

One of our favorite discussions to have with new clients is what we call “House versus Home”. It goes like this: “When you hear the word ‘home’, what words comes to mind?” Clients typically pause for a minute before beginning … Continue reading →

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What if Life Started Tomorrow?

Posted on August 17, 2015 by Trevor Hammond

Imagine if everything up to this point in your life was simply “practice”?   Those mistakes with money were merely stepping stones in helping you learn how to play the game of life correctly once it started.   That business venture that … Continue reading →

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Assessing Your First Half of 2015

Posted on July 6, 2015 by Trevor Hammond

It’s July! My family and I had an amazing time celebrating the 4th of July with friends and watching the parade through downtown Lake Oswego. We finished the evening out on a boat in the middle of the lake, enjoying … Continue reading →

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