Tag Archives: finances

Borrow Smart, Repay Smart: Week 23 – Three Steps to Creating the Financial Future You Want

Dear Borrow Smart Family, Happy Monday! I hope the sun is shining down on you. I wanted to share something below that I created for you. Mortgages, Money and Life is my 52-week lesson book, that guides the reader each … Continue reading

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Borrow Smart, Repay Smart: How to Budget on a Variable Income (And Not Lose Your Mind!)

Dear Borrow Smart Family, We all have a lot of competing financial responsibilities. Sometimes, it can feel like too many – especially if your income varies because of self-employment, a commission-based salary, or reliance on arbitrary bonuses. But have no … Continue reading

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Stress and How to Overcome It

Dear Borrow Smart Repay Smart Family, It doesn’t matter who I talk to, one common theme that is popping up is… STRESS! During these stay-at-home orders, friends and colleagues are working hard to alleviate the unexpected in their day-to-day shifts. … Continue reading

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BSRS: Vision, Habits + Goal-Setting

Dear BSRS Family, Living in the moment can be exciting, but can you blame me for wanting a secure, enviable future for you? In my below video, I outline the importance of creating short and long-term financial goals, even in … Continue reading

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BSRS: Diversification

Borrow Smart, Repay Smart: Diversification Continue reading

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3 Key Steps to Keeping a Strong Mindset During a Volatile Market

Key Steps to Keeping a Strong Mindset During a Volatile Market Continue reading

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How to Prioritize Your Cash Flow

When it comes to planning your mortgage, the first mistake people make is not realizing that the real discussion must first be about money.  More specifically, cash flow.  “We live lives of cash flow,” is something I say nearly daily … Continue reading

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A Fable About Refinancing

Diane walked into the house, setting down her things in the kitchen after a long day at work.  “Did you hear that rates have dropped?  Should we be looking into refinancing?” Her husband Jack replied, “Yes, I did.  Some people … Continue reading

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The Art of Money: The Three Options With Every Dollar

With every dollar you have, there are only three things you can do with it:      1. Spend it      2. Save it      3. Pay down Debt with it This applies to really any amount of money … Continue reading

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The 3-Legged Stool

  Whenever I am conducting a consultation with a new home buyer, I like to introduce what I call, the “3-Legged Stool”.  This becomes a crucial thinking tool for making smart home buying and investment decisions as it relates to … Continue reading

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