Borrow Smart, Repay Smart: Why Budgets Fail

Dear Borrow Smart Family,

The idea of regimenting your money spending can seem tedious, but it is well worth the effort. If you’re looking to get your money in order, there are 3 main blind spots to consider:


Why is a budget important, and what is the bigger goal? What might budgeting mean to your family’s well-being?

People often ask me money questions around buying a first home, that’s why I’ve created a book called Mortgages, Money & Life. It is chock-full-of lessons on looking at owning a home, creating wealth, and making smarter decisions with money. If you’re interested to check it out, it’s available on Amazon HERE.

I wish you all the best!

About Trevor Hammond

As a veteran of the mortgage industry, Trevor Hammond is the co-author of "Borrow Smart, Retire Rich," a Certified Mortgage Adviser and a founding Faculty Member and Contributor to the National Institute of Financial Education ( And he has provided thousands of homeowners with the clarity and confidence to make smarter decisions when it comes to their mortgages and money. In 2013 he launched an entirely new kind of mortgage company: Aspire Mortgage Group, which is committed to educating and empowering homeowners to increase savings, eliminate bad debt, and safely increase net worth. The specialized group of mortgage professionals at Aspire Mortgage Group have redefined what homeowners should expect from a mortgage company. To learn more about Trevor Hammond and our team of mortgage advisors please visit our website at or email Trevor directly: Aspire Mortgage is a Sierra Pacific Mortgage Partner.
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