Borrow Smart, Repay Smart: Check in on your Goals!

“The trouble with not having a goal is that you can spend your life running up and down the field and never score.” – Bill Copeland

Think back to the beginning of 2020 – did you you set some financial goals for yourself, that you shared with someone else? Whether that was to save more money, start working with a financial advisor, or buy a big ticket item – what were your aspirations for this year?

I challenge you to grab a piece of paper with your drink (Coffee, tea, WINE), and look back on the last 5 months of this year, to identify what you’ve made progress on relating to your goals. don’t get stuck on what you haven’t accomplished yet, but focus on the 3-5 things that you’ve felt you’ve made progress with your money.

Maybe you were able to finish paying off a credit card, get your kids on an allowance system, or heck, that may mean that you didn’t going into debt during COVID-19. Anything you can think of,  I promise there’s a positive in there. So write it down, raise a toast to yourself, and Be. Confident.

Then, work on how you want to finish up the year – maybe you sit down with your spouse to do this – and think through the next month, next quarter, next week.


If you ever have questions, Please reach out to my team and I. We’re here to help you with these things, when it comes to real estate or money questions. I wish you all the best!


About Trevor Hammond

As a veteran of the mortgage industry, Trevor Hammond is the co-author of "Borrow Smart, Retire Rich," a Certified Mortgage Adviser and a founding Faculty Member and Contributor to the National Institute of Financial Education ( And he has provided thousands of homeowners with the clarity and confidence to make smarter decisions when it comes to their mortgages and money. In 2013 he launched an entirely new kind of mortgage company: Aspire Mortgage Group, which is committed to educating and empowering homeowners to increase savings, eliminate bad debt, and safely increase net worth. The specialized group of mortgage professionals at Aspire Mortgage Group have redefined what homeowners should expect from a mortgage company. To learn more about Trevor Hammond and our team of mortgage advisors please visit our website at or email Trevor directly: Aspire Mortgage is a Sierra Pacific Mortgage Partner.
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