Tag Archives: Sierra Pacific Mortgage

Borrow Smart, Repay Smart: Planning – Begin With The End In Mind

Posted on September 22, 2020 by Trevor Hammond

Dear Borrow Smart Family, Fast forward in time to December 2020. Imagine yourself sitting alone in your favorite thinking spot! Looking back over the previous 11 months, what HAS to have happened for you to be happy with your progress … Continue reading →

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Borrow Smart, Repay Smart: How much money should I keep in a savings account for emergencies?

Posted on September 14, 2020 by Trevor Hammond

Question: Hi Trevor! How much money should I keep in a savings account for emergencies? Answer:  Many financial professionals suggest that you put away three to six months’ worth of living expenses for emergencies. We actually call these funds “Cash Reserves,” … Continue reading →

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Borrow Smart, Repay Smart: Spend Less, So You Can Save More

Posted on July 6, 2020 by Trevor Hammond

Dear Borrow Smart Family, Is it me, or does the word “budgeting” sound like something Jabba the Hut burped out? I know, I know; budgeting can seem tedious, and it can take some time to figure out. However, there are … Continue reading →

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