Borrow Smart, Repay Smart: Planning – Begin With The End In Mind

Dear Borrow Smart Family,

Fast forward in time to December 2020.

Imagine yourself sitting alone in your favorite thinking spot!

Looking back over the previous 11 months, what HAS to have happened for you to be happy with your progress in 2020?

We’ve all heard the advice from Stephen Covey, “Begin with the end in mind.” As you set aside time to think and plan for the rest of your 2020, I encourage you to take a different approach this time.

Write what you accomplished or made progress on in past tense as if it’s already happened.

  • What did you accomplish in 2020 that you are most proud of?
  • What personal goals did you achieve?
  • What business or professional goals did you accomplish?
  • How much time did you commit to your growth? Your health? Your family and friends?
  • What impact did you make on the lives of others?

This is extremely important. The mind struggles when trying to accomplish things it deems impossible or two far-fetched. But by describing things in past tense, as if you’ve already accomplished them, the mind begins to see your goals as realistic and achievable.

Start writing. But this time, write it as a summary of how great 2020 was for you; even if it takes extra time to focus on your silver linings. Many of us, have or know someone who has lost a job during this pandemic. Progress is made even amidst loss or setbacks. Be specific in describing all the areas you made progress in. Make it a year you will look back on, and be proud of your grit. Even better, describe a 2020 that others will be proud of.

I wish you all the best!

About Trevor Hammond

Since 1998, Trevor Hammond has helped thousands of families finance their homes and make smart decisions when it comes to their personal finances. Now, as a sought-after mortgage advisor, coach, speaker, and author, Trevor Hammond continues to focus on helping people enjoy more money, less stress, and more life. As the co-author of Borrow Smart, Repay Smart and his 2018 follow up book, Mortgages, Money and Life, Trevor has created unique financial coaching programs and spoken in front of thousands of people on his book concepts ranging from improving cash flow and savings, managing liabilities, to advanced real estate financing strategies for homeowners. His passion for providing financial education and his ability to innovate unique processes that help both clients and originators excel, has led Trevor to become a top producer and build a #1 branch in the country for mortgage lending company Sierra Pacific Mortgage. Whether Trevor is speaking to hundreds of people from the stage, working on his next book or mentoring a Loan Officer one-on-one as a High Trust™ Leader, he is pursuing his greatest passion of all: Coaching.
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