Tag Archives: money

Borrow Smart, Repay Smart: Spend Less, So You Can Save More

Posted on July 6, 2020 by Trevor Hammond

Dear Borrow Smart Family, Is it me, or does the word “budgeting” sound like something Jabba the Hut burped out? I know, I know; budgeting can seem tedious, and it can take some time to figure out. However, there are … Continue reading →

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Borrow Smart, Repay Smart: The Law of the Broom

Posted on June 22, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! As some of you may know, I’m a certified performance coach via Todd Duncan’s High Trust coaching group – where I coach some of the top-producing mortgage professionals around the country. I recently shared … Continue reading →

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Borrow Smart, Repay Smart: Paying for College (Part 3 of 3)

Posted on June 15, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! Today I wrap up Part 3 of a three-part series, that I created for you to help your children afford a college education. Saving for college is not for the faint of heart, ladies … Continue reading →

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Borrow Smart, Repay Smart: Paying for College (Part 2 of 3)

Posted on June 8, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! A few weeks ago I shared with you Part 1 of Paying for a College Education; see my previous post here. We know that tuition costs can be prohibitively high; they have risen roughly … Continue reading →

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Borrow Smart, Repay Smart: Week 23 – Three Steps to Creating the Financial Future You Want

Posted on June 1, 2020 by Trevor Hammond

Dear Borrow Smart Family, Happy Monday! I hope the sun is shining down on you. I wanted to share something below that I created for you. Mortgages, Money and Life is my 52-week lesson book, that guides the reader each … Continue reading →

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Borrow Smart, Repay Smart: Week 22 – How Do You Define Financial Safety?

Posted on May 26, 2020 by Trevor Hammond

No ones likes to consider the worst when it comes to their finances, but it’s good to be prepared for anything. As the old saying goes, “Prepare for the worst, but hope for the best”. At Sierra Pacific Mortgage, it’s … Continue reading →

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Borrow Smart, Repay Smart: Paying for College (Part 1 of 3)

Posted on May 18, 2020 by Trevor Hammond

Dear Borrow Smart Family, in the US, getting a college education can be prohibitively expensive. A 2019 study conducted by the US department of education found that For the 2016–17 academic year, annual current dollar prices for undergraduate tuition, fees, … Continue reading →

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Borrow Smart, Repay Smart: How to Budget on a Variable Income (And Not Lose Your Mind!)

Posted on May 11, 2020 by Trevor Hammond

Dear Borrow Smart Family, We all have a lot of competing financial responsibilities. Sometimes, it can feel like too many – especially if your income varies because of self-employment, a commission-based salary, or reliance on arbitrary bonuses. But have no … Continue reading →

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Borrow Smart, Repay Smart: Check in on your Goals!

Posted on May 4, 2020 by Trevor Hammond

“The trouble with not having a goal is that you can spend your life running up and down the field and never score.” – Bill Copeland Think back to the beginning of 2020 – did you you set some financial … Continue reading →

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Stress and How to Overcome It

Posted on April 28, 2020 by Trevor Hammond

Dear Borrow Smart Repay Smart Family, It doesn’t matter who I talk to, one common theme that is popping up is… STRESS! During these stay-at-home orders, friends and colleagues are working hard to alleviate the unexpected in their day-to-day shifts. … Continue reading →

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