Borrow Smart, Repay Smart: Baseball and Financial Independence

“There are three types of baseball players: Those who make it happen, those who watch it happen and those who wonder what happens.” – Tommy Lasorda

At first glance, baseball may seem to have little to do with financial independence. But peel back the layers, and much of investing and baseball boils down to patience and consistency. Getting to first base, or learning how to effectively manage your cash flow, is foundational to making it to homeplate.

As I talk through each base, or step below, consider how you may swing for the fences, and identify the parallels between America’s pastime and securing your own financial independence.

I wish you all the best!


About Trevor Hammond

As a veteran of the mortgage industry, Trevor Hammond is the co-author of "Borrow Smart, Retire Rich," a Certified Mortgage Adviser and a founding Faculty Member and Contributor to the National Institute of Financial Education ( And he has provided thousands of homeowners with the clarity and confidence to make smarter decisions when it comes to their mortgages and money. In 2013 he launched an entirely new kind of mortgage company: Aspire Mortgage Group, which is committed to educating and empowering homeowners to increase savings, eliminate bad debt, and safely increase net worth. The specialized group of mortgage professionals at Aspire Mortgage Group have redefined what homeowners should expect from a mortgage company. To learn more about Trevor Hammond and our team of mortgage advisors please visit our website at or email Trevor directly: Aspire Mortgage is a Sierra Pacific Mortgage Partner.
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