Category Archives: money

Debt Happens – It’s How You Repay It That Matters

Whether it’s your mortgage, money owed for home improvements, car loans, student loans, or last months’ vacation still on your credit card, most of us have debt. Debt comes and goes.  You pay off everything, and then decide to remodel … Continue reading

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The Story of the Magic Penny

If you had the choice between taking $3,000,000 in cold hard cash right now or a single penny that doubles in value every single day for 31 days, which would you choose? If you’ve heard this story before, you already … Continue reading

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The Number ONE Mistake Home buyers Make

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What a Year for Real Estate!

According to Zillow.com, the median house price in Portland, Oregon is $406,200. Home values rose 12.9% over the past year! Imagine buying your very first home a year ago for $300,000. While you’ve enjoyed all of the personal rewards that … Continue reading

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Five Reasons You Might Want to Consider Refinancing

Owning a home and building equity opens up many opportunities. As a homeowner, there will be times you wonder if refinancing your mortgage makes sense. Rightly so, as there are quite a few reasons getting a new mortgage can improve … Continue reading

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The Surprising Reasons People Refinance their Mortgages

With mortgage interests at all-time lows and home prices continuing to rise at a nice, steady rate, refinancing is a hot topic. So let’s look at why most people choose to refinance. A recent study of homeowners who have refinanced … Continue reading

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Helping Your Child Set Up a Budget

Nobody really likes the big “B” word…budget. Budgeting isn’t typically fun, and many adults struggle with budgeting. Unfortunately, our children will learn a lot about money from us, so if we aren’t good at budgeting and handling our personal finances … Continue reading

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Wealth & The House

“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”  – Theodore Roosevelt Real estate appreciation has … Continue reading

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First Step – Stop Digging

Famous investment guru and billionaire Warren Buffett once said that if you find yourself in a hole, the first thing you must do is “stop digging”. While this sounds basic, people every day are digging themselves deeper and deeper into … Continue reading

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How to Prioritize Your Cash Flow

Over the past several weeks, I have been discussing the need to save more and commit to a better financial future for you and your family.  This week I thought I would get a bit more tactical since the last … Continue reading

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