Author Archives: Trevor Hammond

About Trevor Hammond

Helping Mortgage Professionals love what they do and live a life they can be proud of. Divisional VP, NEO Home Loans | Author | Podcaster | Coach | Father | Husband

How much money should I keep in a savings account for emergencies?

Question: How much money should I keep in a savings account for emergencies? Answer:  Many financial professionals suggest that you put away three to six months’ worth of living expenses for emergencies. We actually call these funds “Cash Reserves,” because the reality … Continue reading

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How To Use Leverage When Owning Real Estate

Learn what leverage can do for you when you own Real Estate.  

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The #1 Mistake Home Buyers Make

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Debt Happens – It’s How You Repay It That Matters

Whether it’s your mortgage, money owed for home improvements, car loans, student loans, or last months’ vacation still on your credit card, most of us have debt. Debt comes and goes.  You pay off everything, and then decide to remodel … Continue reading

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Baseball and Financial Independence

How you borrow money will dictate your ability to retire how and when you want. Use this baseball analogy to learn the path to financial independence.

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Understanding the 3 sided balance sheet

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Are You Saving Enough?

I’m getting a little worried, I’ll be honest.  The housing and stock markets have been on fire for many years now, and of course will need to correct eventually.  They always do.  And the best thing I’ve found to protect ourselves … Continue reading

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The #3 Mistake Home Buyers Make

If you missed the #1 and #2 mistake home buyers keep making, catch up here: The #1 Mistake and The #2 Mistake.

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The #2 Mistake Home Buyers Make

If you missed the #1 mistake home buyers keep making, catch up here: The #1 Mistake

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Top 10 Lessons I Learned in December 2017

This is it!  I made it the entire year capturing the most important lessons I’ve learned each and every month and then narrowed them down to my top 10 to share with YOU!  Now the question is, will I be … Continue reading

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