Author Archives: Trevor Hammond

About Trevor Hammond

Helping Mortgage Professionals love what they do and live a life they can be proud of. Divisional VP, NEO Home Loans | Author | Podcaster | Coach | Father | Husband

What a Year for Real Estate!

According to Zillow.com, the median house price in Portland, Oregon is $406,200. Home values rose 12.9% over the past year! Imagine buying your very first home a year ago for $300,000. While you’ve enjoyed all of the personal rewards that … Continue reading

Posted in life, money, mortgage, Uncategorized | Tagged | Leave a comment

Five Reasons You Might Want to Consider Refinancing

Owning a home and building equity opens up many opportunities. As a homeowner, there will be times you wonder if refinancing your mortgage makes sense. Rightly so, as there are quite a few reasons getting a new mortgage can improve … Continue reading

Posted in money, mortgage | Tagged , | 1 Comment

The Surprising Reasons People Refinance their Mortgages

With mortgage interests at all-time lows and home prices continuing to rise at a nice, steady rate, refinancing is a hot topic. So let’s look at why most people choose to refinance. A recent study of homeowners who have refinanced … Continue reading

Posted in money, mortgage | Tagged , | Leave a comment

Helping Your Child Set Up a Budget

Nobody really likes the big “B” word…budget. Budgeting isn’t typically fun, and many adults struggle with budgeting. Unfortunately, our children will learn a lot about money from us, so if we aren’t good at budgeting and handling our personal finances … Continue reading

Posted in money, planning | Tagged , , | 1 Comment

Wealth & The House

“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”  – Theodore Roosevelt Real estate appreciation has … Continue reading

Posted in Blind Spot 2: Increasing Fiscal Literacy, Blind Spot 3: Storing Money Efficiently, money, Uncategorized | Tagged | Leave a comment

How to Set SMART Goals for 2017

“If you don’t know where you are going, you will probably end up somewhere else.” – Lawrence J. Peter In the spirit of the New Year, our focus is to help you set goals in a way that gives you … Continue reading

Posted in life, planning | Tagged , , | Leave a comment

First Step – Stop Digging

Famous investment guru and billionaire Warren Buffett once said that if you find yourself in a hole, the first thing you must do is “stop digging”. While this sounds basic, people every day are digging themselves deeper and deeper into … Continue reading

Posted in money | Tagged | Leave a comment

How to Prioritize Your Cash Flow

Over the past several weeks, I have been discussing the need to save more and commit to a better financial future for you and your family.  This week I thought I would get a bit more tactical since the last … Continue reading

Posted in money, mortgage, planning | Tagged , | Leave a comment

How to Start Off 2017 Financially Clear and Confident

Welcome to 2017! If you are like many, you have come up with some New Year’s Resolutions, or goals, for the New Year. For most, money is at the heart of these annual goals, since they involve either spending money, … Continue reading

Posted in money, planning | Tagged , , | Leave a comment

What Do You Have to Show For It?

Last week I shared a recent article that shed a light on just how little most American’s have saved for their future. I also shared an exercise I had attendees of a financial independence class I used to teach in … Continue reading

Posted in money, planning | Tagged , | Leave a comment