Author Archives: Trevor Hammond

About Trevor Hammond

Helping Mortgage Professionals love what they do and live a life they can be proud of. Divisional VP, NEO Home Loans | Author | Podcaster | Coach | Father | Husband

How Financially Secure Are You?

Could you come up with $2,000 next month if there was an emergency? This latest article on the average American’s inability to save money and establish at least some level of financial security for themselves and their families saddens me. … Continue reading

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Pole Pole! A Lesson from Climbing Kilimanjaro

Having just gotten back from climbing the highest mountain in all of Africa, I can say that the journey on Mt. Kilimanjaro taught me many lessons. What was the most important one? Set crazy, big goals that scare you and … Continue reading

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2017 Planning – Begin With the End in Mind

Fast forward in time to December 2017. Imagine yourself sitting alone in your favorite thinking spot. Looking back over the previous 11 months, what HAS to have happened for you to be happy with your progress in 2017? We’ve all … Continue reading

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The Fourth Step in Borrowing SMART

Once you have determined how much is available to you for borrowing on a mortgage (The Third Step in Borrowing Smart), the more critical step is now figuring out how much SHOULD you borrow. The fourth step to borrowing SMART is: … Continue reading

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What are you becoming?

It’s never just about achieving your goals.  It’s about what you become while pursuing your goals. Never would I have imagined myself having the stamina to climb 200 floors, for an entire hour on a stair master, in a room … Continue reading

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The Third Step in Borrowing SMART

I always explain to new clients that there are two conversations we must have: What CAN you do? Then, what SHOULD you do? In this third step, this means first discussing what you CAN borrow.  Or put another way, finding … Continue reading

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The Second Step to Borrowing SMART

Once you are clear on the First step to making SMART borrowing decisions when it comes to financing your home, it is time to learn the second step:  PAYMENT. Put as a financial planning question, it means “How do I repay my … Continue reading

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Should You Pay off Your Mortgage Faster?

For nearly two decades now, I have seen too many homeowners paying extra toward their mortgage without first having sufficient cash in the bank to weather unforeseen financial problems or while carrying other high-interest consumer debt.  The hard truth for … Continue reading

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Saving for Retirement and College

It’s that time.  June… a lot of folks are getting ready to send their high school graduates off to college.  If you plan to pay for your child’s college education, how can you possibly save for retirement and your child’s college … Continue reading

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Wealth & The House

“Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth.”  – Theodore Roosevelt Real estate appreciation has … Continue reading

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