Category Archives: Blind Spot 2: Increasing Fiscal Literacy

Stop Digging – The First Step to More Money in 2014

Posted on January 10, 2014 by Trevor Hammond

It is a New Year, and that also means there are new opportunities to make significant progress toward your goals!  But take this to heart:  famous investment guru and billionaire Warren Buffett once said that if you find yourself in … Continue reading →

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Take the Smart Perspective When Buying a House – A BorrowSMART Strategy

Posted on January 9, 2014 by Trevor Hammond

To be sure you make the smartest decisions when buying a new house, it is important that you go into the process with the right perspective.  We call this the “House vs. Home Perspective”.  At Aspire Mortgage Group, this is … Continue reading →

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Thinking Money – Blind Spot #2: Lack of Fiscal Literacy

Posted on December 4, 2013 by Trevor Hammond

Did you know that the average person spends $1.22 for every $1.00 earned?  That is a negative savings rate!  According to Ben S. Bernanke, Federal Reserve Chairman, “There is a desperate need for greater financial literacy among consumers.”  And he … Continue reading →

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Four Powerful Money Questions to Make 2014 the Best

Posted on November 14, 2013 by Trevor Hammond

With only 47 days left in 2013, it is a good idea to start thinking early about what you’d like to accomplish in the New Year to improve your money and personal finances. Here are four “power” questions to consider … Continue reading →

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Understanding Debt Management

Posted on October 23, 2013 by Trevor Hammond

As a modern consumer, you need credit. When you were growing up, you may have heard your parents or grandparents say, “If you can’t pay for it with cash, then you can’t afford to buy it.” That may have been … Continue reading →

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How Does the Government Shutdown Affect Mortgages?

Posted on October 9, 2013 by Trevor Hammond

Contributed by our own: James Adair Quick memo about how the 2013 “partial Government shutdown” will affect those trying to get a mortgage right now.  The short answer is: government shutdown = mortgage shutdown.  I have a few clients who … Continue reading →

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Retirees Contending with Mortgage Debt

Posted on October 1, 2013 by Trevor Hammond

As if right on cue, one of our clients forwarded this article to us after they received our recent Success Story on how we helped a homeowner thinking ahead to retirement, map out a plan to pay off their mortgage 12 … Continue reading →

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Better lock in your rate. Now!

Posted on September 25, 2013 by Trevor Hammond

Here is a good article on recent interest rate developments, the housing market, and the Fed’s role in keeping long-term mortgage rates artificially low for now.  Click to read the rest and to continue increasing your fiscal literacy!

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Thanks to a sharp increase in home prices last quarter, millions of homeowners find themselves no longer owing more on their mortgages than their house is worth.  This is welcome news on two levels…financially AND emotionally. What does this mean … Continue reading →

Posted on September 17, 2013 by Trevor Hammond | Leave a comment