Tag Archives: wealth team

What A Year for Home Loan Rates!

As we close out 2014, home loan rates remain near historic lows. In fact, rates for fixed-rate mortgages are much lower now than they were a year ago! Combine these lower rates with rising house values, and we find ourselves … Continue reading

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The Three Biggest Mistakes Home Buyers Make (and How to Avoid Them)

  In the complex world of residential mortgages, many mistakes are made by home buyers as they try to navigate and understand all of their options. The good news is that many of the mistakes are avoidable with some education … Continue reading

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Blind Spot #4: Lack of a Wealth Team

Who do you have in your life to help you make important money decisions every month or every year to help you build wealth for your future to enjoy more money less stress and more life? We need a solid … Continue reading

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Thinking Money – Blind Spot #2: Lack of Fiscal Literacy

Did you know that the average person spends $1.22 for every $1.00 earned?  That is a negative savings rate!  According to Ben S. Bernanke, Federal Reserve Chairman, “There is a desperate need for greater financial literacy among consumers.”  And he … Continue reading

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Why You Should Develop A Plan

Blind spots don’t only exist on the road we drive.  There are also blind spots on the road to financial independence.  And no one is immune! They’re all around, preventing us from getting where we want to go.  It is said that … Continue reading

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Some Perspective on Success

In Robert Conklin’s book, Think Yourself to Riches of Life, he offers some new and old insights into the mental side of success.  The following can be great reminders for all of us: Want to know what you’ll be like … Continue reading

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2.5 Million Mortgages No Longer Underwater

Thanks to a sharp increase in home prices last quarter, millions of homeowners find themselves no longer owing more on their mortgages than their house is worth.  This is welcome news on two levels…financially AND emotionally. What does this mean … Continue reading

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Welcome to the 4 “Blind Spots” blog

People often ask us what makes us “different” from other mortgage lenders.  What is it that makes getting a mortgage or advice from us any different than from anywhere else?  The answer has become simple:  Because of our “WHY”. The 4 “blind … Continue reading

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