Category Archives: Uncategorized

Stop Being Busy and Be Present

If you are familiar with even some business development concepts, you may have heard people discuss the difference between being busy and being productive.  It can be described as doing lots of things versus doing fewer of the right things. … Continue reading →

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The 3 Reasons Budgets Fail (and How to Help Your Children Succeed)

Each month we will continue to dedicate an article to helping parents raise financially responsible children.  Here are links to some previous posts: ; Kids & Money – FAQ  and Kids & Money – What is Your Child’s Financial Personality Type … Continue reading →

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The Art of Money: The Three Options With Every Dollar

With every dollar you have, there are only three things you can do with it:      1. Spend it      2. Save it      3. Pay down Debt with it This applies to really any amount of money … Continue reading →

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The 3-Legged Stool

  Whenever I am conducting a consultation with a new home buyer, I like to introduce what I call, the “3-Legged Stool”.  This becomes a crucial thinking tool for making smart home buying and investment decisions as it relates to … Continue reading →

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Did You Know that Appraisers are Monitored?

Did you know that appraisers are monitored by FNMA? Today, I’d like to highlight the plight of the appraisal world.  An appraisal is used to judge the property’s acceptability for the mortgage loan requested in view of its value and marketability. … Continue reading →

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What Was 2015 All About?

What Was 2015 All About? If you had to sum up your year, what words would you use to describe 2015?  And how will you use what you learned in 2015 to make 2016 even better? For me, the first … Continue reading →

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What Books Will You Read in 2016?

For many years I have based personal and business decisions on this philosophy: “Who you are ten years from now will be a result of the books you read and the people you spend time with.” This quote is an … Continue reading →

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Pressure for Perfection

Christmas is the time of year when the pressure to be perfect intensifies. We imagine the perfect celebration and then put forth our best effort to make it happen. We shop for the perfect gifts. We plan the perfect Christmas … Continue reading →

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We Live Lives of Cash Flow

If there’s one thing I say nearly every day of my life, it is this:  “We live lives of cash flow.” When it comes to providing expert mortgage advice for clients, this is typically what it boils down to for … Continue reading →

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Learning Creative Gratitude

Whenever the holidays come around, we are surrounded with the advice to “be grateful”, and “give to others”, etc. etc.  But how do we really go about living this way year-round?  The key is to transition from “reactive” to “creative” … Continue reading →

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