Tag Archives: home loan

Debt – the Good, the Bad, and the Ugly, Part 2

“Debt–the Good, the Bad, and the Ugly” – Part 2 1. OK, if you have “bottomed out” on debt, if you are really ready to make a change, then your first move must be putting money into a savings account. … Continue reading

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Good, Bad and Ugly Debt, Part 1

 “Debt–the Good, the Bad, and the Ugly” – Part 1 There are three types of debt, “Good”, “Bad”, and “Ugly”. Let’s discuss the differences and provide some direction for addressing your debt-related issues. When discussing debt with clients, too often … Continue reading

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3 Questions to Help You Decide if Refinancing Makes Sense

It seems that everyone with a home, and a mortgage, is talking about the unbelievably low interest rates and the potential refinance opportunities available right now. With 30-year fixed mortgage rates recently dipping into the 3’s, even those homeowners with … Continue reading

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Technology Has Improved the Homebuying Process

  Tuesday, January 27, 2015 – 13:09 NationalMortgageProfessional.com With interest rates still comparatively low and the 2015 homebuying season about to begin, many buyers are turning to technology to make the homebuying process easier. A poll commissioned by Discover Home … Continue reading

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273,000 Residential Properties Regained Equity in Q3

            CoreLogic has released new analysis showing nearly 273,000 U.S. homes returned to positive equity in the third quarter of 2014, bringing the total number of mortgaged residential properties with equity to approximately 44.6 million, … Continue reading

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What A Year for Home Loan Rates!

As we close out 2014, home loan rates remain near historic lows. In fact, rates for fixed-rate mortgages are much lower now than they were a year ago! Combine these lower rates with rising house values, and we find ourselves … Continue reading

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The Three Biggest Mistakes Home Buyers Make (and How to Avoid Them)

  In the complex world of residential mortgages, many mistakes are made by home buyers as they try to navigate and understand all of their options. The good news is that many of the mistakes are avoidable with some education … Continue reading

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Investing in Assets vs Debt

  A couple of weeks ago we discussed investing in debt both in personal debts (auto loans, credit cards) and in investment debt (mortgage for a house). The alternative to this is investing in assets. This is typically done by selecting … Continue reading

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Should You Buy a New House Now or Wait?

This is a question we hear a lot these days as the New Year gets under way and families are looking ahead.  Watch this video to see the impact of waiting or preparing to buy now. The result might surprise … Continue reading

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Maybe

Maybe…a Short Story Once upon the time there was an old farmer who had worked his crops for many years. One day his horse ran away. Upon hearing the news, his neighbors came to visit. “Such bad luck,” they said sympathetically.  “Maybe,” … Continue reading

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