Tag Archives: investments

The 3-Legged Stool

Whenever I am conducting a consultation with a new home buyer, I like to introduce what I call, the “3-Legged Stool”.  This becomes a crucial thinking tool for making smart home buying and investment decisions as it relates to your … Continue reading

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2016 Is Your Year!

Creating Your Best Money Year Ever in 2016. One of the primary reasons many people do not achieve financial success is they have never stopped to define what it is that a “successful” financial picture looks like for them.  In … Continue reading

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Liquidity versus Home Equity

When learning how to apply financial planning concepts to the world of real estate and mortgages, there can be a bit of a learning curve.  But once grasped, a homeowner can feel extremely empowered and confident in the decisions they … Continue reading

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The House versus Home Conversation

One of our favorite discussions to have with new clients is what we call “House versus Home”. It goes like this: “When you hear the word ‘home’, what words comes to mind?” Clients typically pause for a minute before beginning … Continue reading

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Good, Bad and Ugly Debt, Part 1

 “Debt–the Good, the Bad, and the Ugly” – Part 1 There are three types of debt, “Good”, “Bad”, and “Ugly”. Let’s discuss the differences and provide some direction for addressing your debt-related issues. When discussing debt with clients, too often … Continue reading

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Avoiding the First Financial Blind Spot

Blind spots are all around, preventing us from getting where we want to go. In our quest to transform the lives of every client through financial education and direction, we have identified four blind spots that everyone falls into on … Continue reading

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3 Questions to Help You Decide if Refinancing Makes Sense

It seems that everyone with a home, and a mortgage, is talking about the unbelievably low interest rates and the potential refinance opportunities available right now. With 30-year fixed mortgage rates recently dipping into the 3’s, even those homeowners with … Continue reading

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273,000 Residential Properties Regained Equity in Q3

            CoreLogic has released new analysis showing nearly 273,000 U.S. homes returned to positive equity in the third quarter of 2014, bringing the total number of mortgaged residential properties with equity to approximately 44.6 million, … Continue reading

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What A Year for Home Loan Rates!

As we close out 2014, home loan rates remain near historic lows. In fact, rates for fixed-rate mortgages are much lower now than they were a year ago! Combine these lower rates with rising house values, and we find ourselves … Continue reading

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Four Powerful Money Questions to Make 2015 the Best

With only a couple of weeks left in the year, it is a good idea to start thinking about  what you’d like to accomplish in the New Year to improve your money and personal finances. Here are four “power” questions to consider … Continue reading

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