Tag Archives: financial planning

Finishing 2015 Financially Strong

We are in the fourth quarter!  In less than two short months we will be welcoming in 2016 and setting those ever popular New Year’s Resolutions.  For many people, money is at the heart of these annual goals, since many … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 3: Storing Money Efficiently | Tagged , , , , , , , , , , | Leave a comment

A Quiz to Help You Make SMART Borrowing Decisions

Making the right borrowing decisions when it comes to getting a new mortgage is critical.  As we teach every day when meeting with homeowners and new home buyers, how you handle the financing of your home impacts virtually every other … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy, Blind Spot 3: Storing Money Efficiently | Tagged , , , , , , , , , , , , , , , | Leave a comment

The House versus Home Conversation

One of our favorite discussions to have with new clients is what we call “House versus Home”. It goes like this: “When you hear the word ‘home’, what words comes to mind?” Clients typically pause for a minute before beginning … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 2: Increasing Fiscal Literacy, Blind Spot 3: Storing Money Efficiently | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

What if Life Started Tomorrow?

Imagine if everything up to this point in your life was simply “practice”?   Those mistakes with money were merely stepping stones in helping you learn how to play the game of life correctly once it started.   That business venture that … Continue reading

Posted in Blind Spot 1: Developing a Plan, Blind Spot 3: Storing Money Efficiently | Tagged , , , , , , , , , , , , , | Leave a comment

The Story of the Magic Penny

If you had the choice between taking $3,000,000 in cold hard cash right  now, or a single penny that doubles in value every single day for 31 days, which would you choose? If you’ve heard this story before, you already know that … Continue reading

Posted in Blind Spot 2: Increasing Fiscal Literacy | Tagged , , , , , , , , , , , , , , , | Leave a comment

Buy Now or Wait – A Tale of Two Families

Summer is here and the temperatures are hot. And so is the housing market! Summer is historically the busiest home buying season of the year, tapering off in September once school starts again. One of the big questions that continues … Continue reading

Posted in Blind Spot 1: Developing a Plan | Tagged , , , , , , , , | 1 Comment

How much money should I keep in a savings account for emergencies?

Question:                                                     How much money should I keep in a savings account for emergencies? Answer:                                                    Many financial professionals suggest that you put away three to six months’ worth of living expenses for emergencies. We actually call these funds “Cash Reserves,” because … Continue reading

Posted in Emergency Cash Fund | Tagged , , , , , | Leave a comment

Consumers Think It’s Easier Than Ever To Get A Mortgage!

Consumers who believe it would be easy to get a mortgage today jumped to a record-high 54%, Fannie Mae’s February 2015 National Housing Survey found. On the other side, the share who believes it would be difficult to get a … Continue reading

Posted in Easier to Get Mortgage | Tagged , , , , , , , , | Leave a comment

The Station

TUCKED AWAY in our subconscious minds is an idyllic vision in which we see ourselves on a long journey that spans an entire continent. We’re traveling by train and, from the windows, we drink in the passing scenes of cars … Continue reading

Posted in The Station | Tagged , , , , | Leave a comment

Debt – the Good, the Bad, and the Ugly, Part 2

“Debt–the Good, the Bad, and the Ugly” – Part 2 1. OK, if you have “bottomed out” on debt, if you are really ready to make a change, then your first move must be putting money into a savings account. … Continue reading

Posted in Bad & Ugly Debt | Tagged , , , , , , , , , , , , , | Leave a comment