Tag Archives: financial planning

Good, Bad and Ugly Debt, Part 1

 “Debt–the Good, the Bad, and the Ugly” – Part 1 There are three types of debt, “Good”, “Bad”, and “Ugly”. Let’s discuss the differences and provide some direction for addressing your debt-related issues. When discussing debt with clients, too often … Continue reading

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3 Questions to Help You Decide if Refinancing Makes Sense

It seems that everyone with a home, and a mortgage, is talking about the unbelievably low interest rates and the potential refinance opportunities available right now. With 30-year fixed mortgage rates recently dipping into the 3’s, even those homeowners with … Continue reading

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7 Ways to Free Yourself From Debt

These smart and easy strategies can get you back in the black before you know it. One in eight Americans don’t think they’ll ever pay off what they owe, according to a survey by CreditCards.com. But it’s a new year … Continue reading

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273,000 Residential Properties Regained Equity in Q3

            CoreLogic has released new analysis showing nearly 273,000 U.S. homes returned to positive equity in the third quarter of 2014, bringing the total number of mortgaged residential properties with equity to approximately 44.6 million, … Continue reading

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What A Year for Home Loan Rates!

As we close out 2014, home loan rates remain near historic lows. In fact, rates for fixed-rate mortgages are much lower now than they were a year ago! Combine these lower rates with rising house values, and we find ourselves … Continue reading

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Four Powerful Money Questions to Make 2015 the Best

With only a couple of weeks left in the year, it is a good idea to start thinking about  what you’d like to accomplish in the New Year to improve your money and personal finances. Here are four “power” questions to consider … Continue reading

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Creating Your Best Money Year Ever – Parts 2 & 3

Creating Your Best Money Year Ever – Parts Two & Three Last week we reviewed the 3-step path to greater financial success: Your “M” Vision, “M” Goals, and then “M” Habits (“M” short for “Money”). You were instructed to complete … Continue reading

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Creating Your Best Money Year Ever – Part 1

Creating Your Best Money Year Ever – Part One One of the primary reasons many people do not achieve financial success is they have never stopped to define what it is that a “successful” financial picture looks like for them. … Continue reading

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It’s Time To Review YOUR Debt Elimination Plan!

What’s that you say? — You don’t have a specific plan to know exactly when you’ll be debt free or a strategy to get debt free faster and easier? Here’s the problem… While most homeowners only go through the mortgage “borrowing” process … Continue reading

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Investing in Assets vs Debt

  A couple of weeks ago we discussed investing in debt both in personal debts (auto loans, credit cards) and in investment debt (mortgage for a house). The alternative to this is investing in assets. This is typically done by selecting … Continue reading

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