Tag Archives: Refinancing

A Quiz to Help You Make SMART Borrowing Decisions

Making the right borrowing decisions when it comes to getting a new mortgage is critical.  As we teach every day when meeting with homeowners and new home buyers, how you handle the financing of your home impacts virtually every other … Continue reading

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What if Life Started Tomorrow?

Imagine if everything up to this point in your life was simply “practice”?   Those mistakes with money were merely stepping stones in helping you learn how to play the game of life correctly once it started.   That business venture that … Continue reading

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Debt – the Good, the Bad, and the Ugly, Part 2

“Debt–the Good, the Bad, and the Ugly” – Part 2 1. OK, if you have “bottomed out” on debt, if you are really ready to make a change, then your first move must be putting money into a savings account. … Continue reading

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Good, Bad and Ugly Debt, Part 1

 “Debt–the Good, the Bad, and the Ugly” – Part 1 There are three types of debt, “Good”, “Bad”, and “Ugly”. Let’s discuss the differences and provide some direction for addressing your debt-related issues. When discussing debt with clients, too often … Continue reading

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3 Questions to Help You Decide if Refinancing Makes Sense

It seems that everyone with a home, and a mortgage, is talking about the unbelievably low interest rates and the potential refinance opportunities available right now. With 30-year fixed mortgage rates recently dipping into the 3’s, even those homeowners with … Continue reading

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What A Year for Home Loan Rates!

As we close out 2014, home loan rates remain near historic lows. In fact, rates for fixed-rate mortgages are much lower now than they were a year ago! Combine these lower rates with rising house values, and we find ourselves … Continue reading

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It’s Time To Review YOUR Debt Elimination Plan!

What’s that you say? — You don’t have a specific plan to know exactly when you’ll be debt free or a strategy to get debt free faster and easier? Here’s the problem… While most homeowners only go through the mortgage “borrowing” process … Continue reading

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The BorrowSMART Strategy #2 – Managing Your Cash Flow (Over Time)

How might our managing your mortgage and liabilities help increase your assets over time?  Let’s look at how most families spend their hard earned money. Lifestyle Today vs. Lifestyle Tomorrow Looking at the picture to the right, representing the average … Continue reading

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Stop Digging – The First Step to More Money in 2014

It is a New Year, and that also means there are new opportunities to make significant progress toward your goals!  But take this to heart:  famous investment guru and billionaire Warren Buffett once said that if you find yourself in … Continue reading

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Take the Smart Perspective When Buying a House – A BorrowSMART Strategy

To be sure you make the smartest decisions when buying a new house, it is important that you go into the process with the right perspective.  We call this the “House vs. Home Perspective”.  At Aspire Mortgage Group, this is … Continue reading

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